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Liverpool Victoria Life Insurance

LV+ is the new name for Liverpool Victoria. Liverpool Victoria is the UK’s largest friendly society and started in 1843 with the aim of giving everyone peace of mind and financial security. Liverpool Victoria doesn’t have any shareholders so it operates for the benefit of its members and offers a range of savings, insurance and investment products.

What Types of Life Insurance does Liverpool Victoria offer?

Life Insurance from LV= could be suitable for you if you are healthy, don’t drink too much and don’t smoke a lot. Life insurance pays out a lump sum if you die within the life of the policy giving your financial dependants security.

Liverpool Victoria offers two types of life insurance – level cover and decreasing cover. Level cover life insurance remains the same for the life of the policy and as a result the amount insured and the amount you pay each month don’t change. Decreasing cover life insurance is normally used to pay off a mortgage as the amount the policy pays out reduces over time. Like level cover the amount you pay is fixed from the start and won’t change over the life of the policy. Because the amount it will pay out decreases over time decreasing cover life insurance is cheaper than level cover life insurance.

Award winning Life Insurance Cover

  • Liverpool Victoria life insurance won three categories in the Lovemoney.com Personal Finance Awards 2010 – Value for Money, Customer Service and Most Loved.
  • Liverpool Victoria won the Best online life insurance provider in Your Money's Best Online Life Insurance Provider 2008.

Cover for Terminal Illnesses

Life insurance pays out if you die within the policy term. It will also pay out if you are diagnosed with a terminal illness. You can choose to receive a lump sum 3% less than the sum insured. However if you are diagnosed with a terminal illness less than a year before the end of the policy it won’t pay out.

A Quick Guide to Liverpool Victoria Life Insurance

  • Choose from level or decreasing cover life Insurance.
  • Quick quotes and apply online.
  • Premiums from £5 per month and fixed for life of the policy.
  • No minimum cover and maximum cover up to £500,000.
  • Pays out if you are diagnosed with a terminal illness.
  • Additional plans for more cover.

Eligibility for Liverpool Victoria Life Insurance

To be eligible for Liverpool Victoria life insurance you need to:

  • Live in the UK (except the Channel Islands or Isle of Man).
  • Be 17 to 69 when you buy your policy.
  • Pay at least £5 a month for cover.

How to Find the Right Life Insurance Policy

Life insurance is complicated and it's essential that you choose the right policy. We specialise in life insurance and will search the market and help you find the right cover at the best price available. Quotes for life insurance are free and you are under no obligation. Compare LV life insurance plans with the leading life insurance providers.

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