Level term is the most basic type of life insurance. Normally the cheapest form of life cover, the premium is normally fixed per month for the duration of the policy. The amount of life cover (also known as the sum assured) is guaranteed for a fixed term. The fixed lump sum amount is paid out if an individual dies within the policy period.
This is a form of level term life insurance with the flexibility to convert the policy into a whole life policy or endowment policy at a future unspecified date.
Decreasing term is a lump sum policy that will repay an outstanding balance of the mortgage (also known as mortgage life insurance). This type of life insurance decreases at a fixed rate as the balance of the mortgage is paid off.
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Best Life Cover. All rights reserved.
27 Jan 2014
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30 Dec 2013
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Best Life Cover is a trading name for E-Prospects Media DMCC and is an appointed representative of Ocapo Ltd which is authorised and regulated by the Financial Conduct Authority. We do not provide any financial advice relating to insurance or other insurance related topics.
† This is based on a monthly premium and is not charged on a daily basis.
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